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    Australian Early Retirement & FIRE Planning

    Explore early retirement in Australia with Cassandra. Compare spending, savings and investment assumptions, including the bridge between retirement and access to super.

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    Explore retirement goals, savings assumptions and early retirement planning scenarios.

    Use the workflow below to prepare the relevant facts and identify the parts of the output that need your review.

    Ways to use Early Retirement Planning

    • Model the savings and spending assumptions behind an early retirement target.
    • Explore the bridge between leaving work and accessing superannuation.
    • Compare super, mortgage and investment scenarios using stated assumptions.

    What to bring to the conversation

    • Current age, target retirement age, household and annual spending goal.
    • Income, savings rate, mortgage, investments and superannuation balances.
    • Return, inflation, tax and withdrawal assumptions plus access constraints.

    What to check before using the output

    • Refresh tax and superannuation parameters for the year being analysed.
    • Stress-test investment returns, inflation, longevity and access-to-super assumptions.

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